Facing Your Money Fears
Candace Bahr, CEA, CDS and 
Ginita Wall, CPA, CFP®, CDS

Let's clean out the old subconscious, shall we?

People hang onto their money fears long after the danger has passed, and they worry about things that will never, ever come to pass. How much of what you worry about actually happens? 

For this one, you'll need some paper and a timer. 
Set the timer for 15 minutes. 

Write down your worst money fears. Brainstorm every money fear you can think of. Write down what keeps you up at night. Write down all that nasty, nasty stuff. Here are some common money fears to get you started.

Do you have these fears? Well, join the club! We all have many of the same fears. Acknowledge them, work on them, then let them go.

Once you have written your little heart out, look at your list closely. Which fears are real, and which fears are not an immediate threat? Transfer the fears over which you might have control to a separate piece of paper, and cross them off the other list. 

The rest of your Money Fears, over which you have no control, should stay on your original list. Write at the top, "Money Fears, Be Gone", and put that list in an out-of-the-way place, such as a shoebox in the back of your closet. (Someday you'll come across this list and you'll be surprised at what you've been able to let go.  

Now, next time you start worrying about money, tell yourself to Stop It! You are working on the things you can control, and the rest of your money fears are on a list in the box. You are now taking active steps toward dealing with your fears and you can stop worrying about them.

To help you overcome your money fears and realize your dreams, we've created the new Money Clubs at www.moneyclubs.com, a free resource brought to you by WIFE.org. Join the Money Club today.