Merdith Hirons

Remember your New Year’s resolution? Not the one about losing weight, the one about finances. You resolved to save more this year and only use your credit cards in an emergency. Then your favorite department store had that great half-price sale and your resolve disappeared. You are in good company. The American Banker’s Association says […]

Time to start with a clean financial slate.  Bail out your sinking ship of credit card debt so you can spend the next century sailing smoothly toward your financial goals. Much of our spending is attributable to spur-of-the-moment decisions: “It’s on sale!” “It’s more than I wanted to spend, but I love the extra options.”