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Volatility can make your stomach churn, and the volatility of an unstable stock market causes even the most-savvy investors to reach for the Pepto-Bismol. So you may be surprised to hear stock market volatility can actually be a good thing — at least for your retirement savings. Say you are investing $500 in a stock mutual […]
Riding Out Market Storms Read More »
Does your month last longer than your money? Don’t berate yourself for stupidity! When financial stress gets you down, your mind is slower as well, scientists have found. Most people tested lost about 13 IQ points when they were worried about money. That’s because stress slows your brain and makes thinking more difficult, the same
Are financial problems making you feel stupid? Scientists have figured out why. Read More »
Ask savvy investors how they learned their first lessons about money, and they’ll probably tell you lessons their parents taught them. The money values we learn as children stay with us the rest of our lives. If you are a parent, teaching your children the value of saving and investing will benefit them the rest
Teaching Your Children the Value of Saving and Investing Read More »
There are volumes written about how to become a successful investor, and the advice is often quite complex. Here are some common-sense tips that will improve your investment success, no matter what your level of financial sophistication. 1. Come early to the party, and stay late. Begin investing as soon as you can, be patient,
Top 10 Tips for Successful Investors Read More »
It’s Easy to Overspend with a Credit Card in Your Pocket – Here’s How to Overcome That Credit cards are just so dang convenient, aren’t they? You just swipe, and magically you get to walk out of the store with a shopping cart filled with groceries or with that new purse you fell in love
Watch Out for this Major Credit Card Trap Read More »
If you are actively saving for your retirement, then good job! You’re actually further along than a good proportion of your compatriots. (According to a report released by the Federal Reserve, one in five people in the U.S. nearing retirement age has saved nothing at all.) But before you break your arm patting yourself on
How to Check Your Retirement Progress Read More »
“JAAAY!” If you are a fan of the Emmy award winning show Modern Family, then you are already familiar with actress Sofia Vergara who plays the beautiful and vivacious Gloria. You have also likely seen Vergara’s face on ads for CoverGirl, Diet Pepsi, and State Farm just to name a few. Vergara isn’t just a
What Professional Women Can Learn From Sofia Vergara About Leadership Read More »
“Bad habits are easier to abandon today than tomorrow.” —Yiddish Proverb Habits start out like cobwebs but end up as strong as steel cables. In his classic book, The 7 Habits of Highly Effective People, Stephen Covey describes the good habits that keep us on track in our life endeavors. In working with many successful investors, we’ve
Change Your Habits, Change Your Life Read More »
If you’re a woman who has reached mid-life a bit dazed and crazed by the passage of time, you are not alone. No one would disagree that women experience a dizzying array of life transitions. From getting a job to getting married to having children to being divorced or widowed, a woman needs strength and
This Is the Time of Your Life Read More »
We love this guest article, written by Dr. Shokohi. It provides loads of important information for parents who are preparing for a divorce. College costs are always a difficult (and scary topic), but financial planning for college can become even more complicated once you are divorced. Who is going to pay when the big
How to Negotiate for Your Children’s College Costs During a Divorce Read More »
Separating your life from another person can seem like an endless journey requiring a million steps. Many articles focus on the big picture tasks related to divorce, but you also need to know about all the nitty-gritty things, too, like how to close down joint checking accounts. With that in mind, here are some things
How to Close Down Joint Accounts During a Divorce Read More »
For many of us, it’s all we can do just to pay off our credit cards each month (or at least the minimums) and cover the electric bill to keep the lights on. The thought of actually investing money in the stock market may be laughable. After all, only rich doctors, business owners, or trust
You Don’t Have to Be Rich to Start Investing Read More »
Early retirement is the dream. Think about how amazing it would be to cut the straight jacket that is your crazy, stressful 9 – 5 job. Imagine what it would be like to hang out at the beach in the middle of the day, have the time to cycle instead of drive to the grocery
Early Retirement at Age 50 Isn’t Impossible, but It Will Take Some Serious Work Read More »
Tips for Marketing to Women Provide consistent and regular communication. Make frequent telephone contact. That will show her that you are concerned about her and her financial well-being. Return her calls promptly. Visit her in her home or office. By going to her rather than always having her come to you, you will get to
Understanding Women Investors Read More »
The way we earn, spend, and save money is a practical expression of our most fundamental beliefs. When our priorities are out of sync, money can become the great divide in an otherwise harmonious relationship. By working together toward financial freedom, money can cease being a source of conflict and become a way to express
Love & Money: 25 Financial Tips for Couples Read More »
This month my Net Worthy took a hit, reminding me that this happens all the time to the best of us. The reasons don’t really matter; let’s just say I was triggered by something that opened some old wounds that I thought had been healed long ago. Surviving life’s wounds is something to be proud
Net Worthy Taking a Hit? Read More »
You can’t blame your real estate agent. The bigger the house she can put you in, the higher her commission. When the bank comes back with your loan approval, you can bet that your agent will take one look at that number and try to find you every single house in that price range, but
Want to Save $70,000? Then Don’t Listen to Your Real Estate Agent! Read More »
It’s what you think you know that really isn’t true that can hurt you. A study by the American Institute of CPAs identified twelve misconceptions that taxpayers have about their income taxes. Myth #1 If you apply for an extension to file your taxes, you’re more likely to be audited. Studies have never found any
The sweeping tax bill signed by President Trump in December 2017 includes major changes that are sure to affect every American when tax day arrives. For those considering a divorce, one provision in particular could mean thousands of dollars saved or lost each year. The Alimony Reversal According to the Census Bureau, roughly 243,000 people
How Alimony Is Taxed Read More »
Let’s just cut to the chase. As of the writing of this article, the health insurance landscape is a mess. More and more Americans are losing coverage as insurance providers continue to pull out of markets across the country. For Americans who don’t receive healthcare coverage through work or for the many Americans who are
How to Afford a Major Medical Expense If You Don’t Have Health Insurance Read More »
A Super Fast Explanation of a Trust Think of a trust as a huge bank vault where you can park all of your money and assets. You can put your house into the vault, as well as your investment portfolio, business interests, your classic cars, even your jewelry. The trust is controlled by a “trustee.”
Estate Planning 101: Five Reasons to Put Your Money Into a Trust Read More »
You’ve probably heard that over half of Americans don’t have $1,000 in savings. That’s truly scary because life throws all sorts of financial curve balls at us all the time. If you ever, ever, ever, ever (ever, ever) want to be financially independent, step one is to build a rainy-day fund. This is your safety
These Ten Reasons Are Exactly Why You Need a Rainy-Day Fund Read More »
I’m more than a little fanatical about my health. I go to the gym, not out of some guilt-ridden obligation to work off the donuts I ate for breakfast, but because I legitimately love lifting heavy things, jumping on boxes, and feeling the burn. I drink almond milk. I own a juicer. If you were
I Just Bought Disability Insurance — You Should Consider It Too! Read More »
For something so important, it’s amazing how many women don’t know how their credit score is calculated. Your credit score could be the thing standing between you and that mortgage loan you need to buy your first home. It might tip the scale for or against you when you apply for your dream job. It
How Your Credit Score Is Determined Read More »
I’ve said it many times and I’ll say it again: A Man Is Not A Financial Plan® — Ginita Wall Many of the young women of the millennial generation fully expect to go to college and develop their own careers regardless of whether they get married and have children. In fact, the growing expectation of
A Man Is Not A Financial Plan Read More »
Hear those sleigh bells ringing? Nope, neither do we, and that’s the point! The holidays may feel like a long way off, but that’s exactly why you should start saving for them right now. Every year, the vast majority of us refuse to remember how expensive the holidays are until right around November when we look
It’s Time to Start Saving for the Holidays Read More »
Think You Get The Best Deals During The Holidays? Think Again! It’s holiday season, a time of carols, decorations, and cut-rate deals. Black Friday is infamous for the deep discounts retailers are willing to offer to entice holiday shoppers through their doors. These deals may be tempting, but savvy shoppers can save even more on
Here are Five Big-Ticket Items You Shouldn’t Buy During the Holidays. Read More »
In the spring of this year my mother passed away. As my first Christmas without her approaches, I remember a Christmas story that she once told me. In 1934, my mother was eight years old, and she wanted only one thing for Christmas – a Shirley Temple doll. Shirley Temple was the most popular movie
A Christmas Wish From Long Ago Read More »
It’s been more than 50 years since Dr. Seuss penned the beloved tale about that mean-spirited, cranky pessimist—the Grinch, a bitter creature with a heart two sizes too small. From his high mountaintop home near Whoville, he hears the happy Christmas festivities of the Whos. Envious, he steals their Christmas presents and decorations to prevent
Mr. Grinch Meets Mr. Claus Read More »
